Professional Insurance UK
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These Terms & Conditions govern your use of the Professional Insurance UK website. By accessing or using this website, you agree to comply with and be bound by these terms. If you do not agree, please do not use the site.
About Professional Insurance UK
Professional Insurance UK is an independent educational publisher providing UK-focused information about business insurance topics.
We are not:
- An insurance broker
- An insurer
- A financial adviser
Content on this site is for general informational purposes only.
📧 Contact: admin@professionalinsuranceuk.co.uk
Use of the Website
You agree to use this website:
- For lawful purposes only
- In a way that does not infringe the rights of others
- Without attempting to disrupt site functionality or security
Unauthorised use of this website may result in legal action.
No Professional or Financial Advice
All content published on Professional Insurance UK is strictly educational and informational. Our goal is to help UK business owners, SMEs, freelancers, and professional service providers better understand insurance concepts, terminology, and risk considerations.
Nothing on this website should be interpreted as:
- Financial advice
- Insurance advice
- Legal advice
Readers should always consult a qualified professional, FCA-authorised insurer, or regulated adviser before making decisions about purchasing, modifying, or cancelling insurance policies. While our content explains coverage types, risk scenarios, and industry practices, it is general guidance only and may not reflect your specific circumstances.
We also emphasise that examples, case studies, and claim scenarios on this site are illustrative and intended to support understanding rather than guide personal decisions.
Accuracy of Information
Professional Insurance UK aims to ensure that all content is accurate, relevant, and current. However, insurance products, pricing, and regulations in the UK are subject to change, and some information may become outdated over time.
- Errors, omissions, or inconsistencies may occur despite editorial review
- We make no guarantees regarding the completeness, accuracy, or reliability of any content
- Users are encouraged to verify information with qualified professionals or official sources
This approach ensures that readers understand the limitations of general guidance and underscores the importance of professional consultation when making business insurance decisions.
Editorial Independence
Professional Insurance UK maintains strict editorial independence to ensure trust and transparency:
- We do not recommend or rank insurers
- We do not sell insurance products
- We do not receive payment for coverage placement
Any advertising displayed on the site, including Google AdSense and third-party placements, is clearly separated from editorial content. Advertisements do not influence the information presented in articles, guides, or resources.
By maintaining these boundaries, we ensure that content remains unbiased, educational, and reliable for UK businesses seeking guidance on insurance coverage and risk management.
See our Editorial Policy for furthur details.
Advertising & Google AdSense
This website displays advertisements served by Google AdSense and other third-party advertising partners.
- Advertisements are automated and not manually selected
- We do not endorse advertised products or services
- Advertisers may use cookies or similar technologies
Professional Insurance UK is not responsible for the content, accuracy, or claims of third-party advertisements.
Intellectual Property
Unless otherwise stated, all content on this website — including text, structure, and branding — is the intellectual property of Professional Insurance UK.
You may:
- View pages for personal, non-commercial use
You may not:
- Republish content without permission
- Copy or distribute material for commercial purposes
- Modify or reproduce content without authorisation
See our Terms and Conditions for more information
External Links
This website may contain links to third-party websites for reference or additional context.
Professional Insurance UK:
- Does not control external websites
- Is not responsible for their content or practices
- Does not endorse external products or services
Users access external sites at their own risk.
Limitation of Liability
To the fullest extent permitted by law, Professional Insurance UK shall not be liable for:
- Any loss or damage arising from use of this website
- Reliance on information published on the site
- Errors, omissions, or interruptions
Use of this website is at your own risk.
Privacy & Cookies
Use of this website is also governed by our:
These documents explain how we collect, use, and protect data, including the use of Google AdSense cookies.
Changes to These Terms
We may update these Terms & Conditions at any time without notice.
Changes will be effective once posted on this page. Continued use of the website indicates acceptance of the updated terms.
Governing Law
These Terms & Conditions are governed by and interpreted in accordance with the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of UK courts.
Contact Us
If you have questions about these Terms & Conditions, please contact:
📧 admin@professionalinsuranceuk.co.uk
About Professional Insurance UK
Visit About to learn more about the site